Tuesday, August 6, 2019

That's it! These drinks can be used when the stomach is empty and also helps in losing weight


Each person has different foods, such as vegetarian food, meat, vegetables. At the same time, some foods help you feel full while others are satiated and help you lose weight. Today you will find out about some of the foods that you can eat on an empty stomach and make you lose weight, including:

1 lemon juice

Fresh lemon juice along with lukewarm water is especially good for weight loss and detoxification. In addition, lemon juice helps your body become more acidic and improves digestion.

2 lemon juice mixed with balm

Balm kantouyokrapeu contains an excellent antioxidant that can boost your metabolism and detoxify. You can do this by just peeling it off, scraping off the meat, then grinding it with a tablespoon of lemon juice, stirring constantly.

3 Yihua water

Yihuahua is a popular ingredient and has a lot of antioxidants. It has wonderful benefits such as anti-inflammatory, lowering bad cholesterol and triglycerides and improving blood sugar levels. You can do this by simply pouring 120 milligrams of water into a cup of boiling water and mixing it completely.

4 Green Tea

Green tea is likely to improve digestion and provide antioxidants, as honey also contains antioxidants and can help burn fat. Well. Add a little lemon juice to get this over-the-top benefits.

5 Wheat grass

If you have grass, wheat can take a few drops and squeeze it and add a few drops of lemon juice will help you lose weight.

6 oat cereals

Make oat wheat mixed with water, boil it in water and let it cool before eating. This will help you look slim.

7 Vegetable juice

If you can make carrot juice, cucumber, or veggies on your own, it helps to have a healthy stomach. You will feel saturated, easily nourished with low calorie content and drink a full glass of water.

Friday, August 2, 2019

Best Side Business Ideas You Can Start While Working a Full-Time Job in 2019 By Graphic Design And Web Design

1.Graphic Design

While having a formal background in graphic design is absolutely going to be helpful, it’s also relatively easy to learn the foundations of graphic design on your own. An increasingly easy-to-use Adobe Illustrator and even more easily accessible tools like Stencil and Visme are making it so that just about anyone with two opposable thumbs, a bit of creativity, and motivation can earn a side income doing things like designing (and selling) images like these motivational quotes that can be printed onto posters and sold on platforms like Etsy. Or you can find a local startup, small business owner, or photographer who could benefit from some extra help designing or altering images.

But before you can graduate from side business idea and start earning a full-time living as a graphic designer, you'll need to build your skills—I recommend starting with reading the foundational book Graphic Design School and Steal Like an Artist, the incredible book by Austin Kleon about how to become more creative. To accelerate your education in becoming a graphic designer even quicker, check out the online courses Graphic Design Fundamentals and The Graphic Design Bootcamp. Then once you're an expert at your craft, you can further your education and move up to offering  more hands-on experiences like design sprints for higher-value clients around the world.

2.Web Design

Web designers are incredibly valuable for technology companies—which is why becoming a freelance web designer is a top side business idea today. Web design is all about mastering the art of creating a beautiful, value-driven experience for the people using a website or app. There are always new websites popping up in need of professional web design, and foundational books like HTML & CSS: Design and Build Websites by acclaimed web designer Jon Duckett and Don't Make Me Think by user experience legend Steve Krug will get you started down the right path to quickly determining whether or not becoming a web designer is a viable side business idea for you.

Then you can move into more actionable online courses like Modern Web Design on CreativeLive and Learn Web Design and Profitable Freelancing on Udemy will teach you everything from foundational web design knowledge to earning your first freelance income as a web designer. On top of that, you can take even more immersive courses and learning experiences with access to direct instructor feedback and personal mentorship with platforms like Treehouse, LinkedIn Learning and General Assembly to get up-to-speed even quicker with this career path and listen to my podcast interview with Ian Paget about how to become a freelance designer as a side business idea.

Best Side Business Ideas You Can Start While Working a Full-Time Job in 2019 By Start a Blog

1. Start a Blog.

Think blogging is no longer a viable source of income? Think again. Recent blogging statistics show that tens of thousands of bloggers (including yours truly) are creating profitable content on topics as diverse as scrapbooking, home cooking, travel, film, lifestyle, business, personal finance and more. And we're growing our blogs into six-figure businesses thanks to a combination of email subscribers, affiliate marketing, blog sponsorships, and other revenue streams. Your first step with starting a blog is quickly getting the technical side of things handled (my free master course on blogging will show you how), and then both understanding what your audience craves and learning how to attract those readers online.

If you want to speed up the process of launching your blog, I recommend setting up quick, affordable and easy website hosting with a company like Bluehost, choosing a simple WordPress theme and working on your first post, in order to set the precedent of prioritizing your time on creating content, connecting with (and building) your audience. You'll also need to employ the right marketing tools to grow your blog, and I highly recommend checking out HubSpot's All-in-One Marketing plugin for WordPress.

Then once you've been able to build a community around your blog, you'll want to invest in really understanding your readers—so that you can give them more of what they want.

I know first-hand that learning how to start a blog (let alone make money blogging) can be a massive new undertaking. So, I put together a free master course for you to take that spreads out all of the work involved in starting a blog, into a series of action-packed lessons. My free course breaks the entire process of starting a blog down into an incredibly simple 7-day process for going from zero to generating creative blog post ideas, writing, publishing (and promoting) your first blog post in just 1 week. I can't recommend it enough.

And if you want a deep dive tutorial on getting your blog up and running today, head over to my Ultimate Guide to Starting a Blog then browse my list of all the best blogging courses.

Guidant Business Financing


      Securing funds to start, buy, or grow a business can be a struggle, but Guidant Financial is here to help. We’re the industry leader in 401(k) business financing, also known as Rollovers as Business Start-ups or ROBS. ROBS is an alternative financing method that allows you to use your eligible retirement funds to start or expand your business without tax penalties or assuming debt.

ROBS can even be used in conjunction with other funding methods – use ROBS as the down payment on an SBA loan and get to work with your money even faster.

Guidant Financial is dedicated to helping people succeed in small business. We work with new and existing business owners to provide financing education and customized funding solutions. With over 20,000 businesses funded, more than 15 years of experience, and billions of dollars secured for financing, Guidant is an industry leader in innovative business funding solutions.

How Rollovers as Business Start-ups Work

If you have at least $50,000 in a rollable retirement account, you can use ROBS to start or grow your business. ROBS allows a business owner to move money from their retirement account (such as an IRA or 401(k)) into a new 401(k) account, sponsored by the company being funded. The new 401(k) plan then purchases stock in the private corporation being funded.


Step 1 - Set Up a New C Corporation

Companies funded through the ROBS arrangement must be C corporations, so they will have stock for the new 401(k) plan to purchase.

Step 2 - A New 401(k) Plan is Established

A new 401(k) plan is established on behalf of the C corporation. The owner of the company becomes the trustee and plan administrator. This might sound intimidating, but Guidant offers 401(k) plan administration services to handle the hard part for you.

Step 3 - Existing Retirement Funds Are Rolled into the New 401(k) Plan

Funds are rolled from the existing retirement account into the new 401(k) account. This is the ‘rollover’ part of Rollovers for Business Start-ups.

Step 4 - The 401(k) Purchases Stock

The 401(k) plan purchases private stock in the C corporation.

Step 5 – Your Business is Cash Rich and Ready to Go!

Because of the stock purchase, the C corporation (your business!) is now cash-rich. These funds can be used for business operations including funding a new business, purchasing an existing business, or as a down payment on a SBA or business loan.

Guidant Financial – Money to Start or Buy a Business

Guidant Financial also offers SBA funding, unsecured funding, portfolio funding, and other alternative financing methods. We support small businesses through their life and beyond by also offering business valuation solutions, business services, 401(k) plan administration, and more.

5 Ways Your Company Can Fight Counterfeiting in the Cannabis Industry




      If imitation is the highest form of flattery, counterfeiting should be quite the compliment. But in the cannabis industry, like other industries, counterfeiting not only hurts a company’s bottom line but also weakens the value of its intellectual property -- plus potentially exposes it to reputation risk and product liability litigation. So rather than taking counterfeiting as a sign of success, cannabis companies must consider swift and decisive action against counterfeiters.

By definition, counterfeiting is the intentional and calculated reproduction of a genuine product or brand with the purpose of misleading the buyer into believing that they are receiving the genuine product.

 We have seen this in other industries with fake iPhones, DVD movies and pirated copies of software, as well as countless other examples.But what does this look like in the cannabis industry? For example, let's say you create a new vape pen branded “MondoVapePen” that functions a certain way, has a high level of quality and offers certain features that make it different from competing products.

Your brand name could become known for these qualities. Some people in the industry will believe that when they buy a MondoVapePen branded product with your snazzy MVP logo printed on the side, they are getting the highest-quality vape pen available. As sales of the MondoVapePen products increase, so will the interest of counterfeiters.

If they can make a product that will trick consumers into thinking they are getting a MondoVapePen, these counterfeiters can capitalize on your work and make money off your invention. The bad news doesn’t stop there. In general, counterfeit products end up being inferior copies of the original in order to save money and reduce production time, as well as because counterfeiters may be unable to fully reverse-engineer the original.

So as counterfeit products begin to malfunction, turn out to be of substandard quality, prove to be dangerous or otherwise fail to match the standards of your original MondoVapePen product, your reputation is harmed as many consumers may not realize they bought a cheap knock-off rather than a real MondoVapePen. All of your work to build a reputation of a high-quality, unique product could quickly go up in smoke.

And things could get even worse. What if the counterfeit MondoVapePen product explodes in consumers’ faces, overheats and burns them or doesn’t function properly and causes damage?

In cases like these, you may be hearing from regulators as well as attorneys representing the consumers hurt by these counterfeit products, who likely believe the purchases were genuine.  The practice of counterfeiting probably isn't going anywhere anytime soon, but there are steps a company can take to combat it. 

Protect your intellectual property rights. 

     As you are developing your brand and your products, take stock of all the forms of intellectual property rights attached and make sure you enact the proper protections. Patent, trade secret, trademark and copyright protections are your first line of defense to protect your brand, products and bottom line, as well as the long-term health of your company. Without proper intellectual property rights in place, your ability to defend your brand and your products could be greatly limited.

Be on the lookout for counterfeits. 

     Keep an eye out for counterfeit products, and act quickly and decisively. This may be as simple as a cease-and-desist letter, or it could mean initiating litigation to stop the counterfeiter. The longer the counterfeiting is allowed to continue, the greater the risk to your brand and your company. To spot counterfeiting as soon as possible after it begins, work with an intellectual property attorney to set up a state-of-the-art vigilance watch program. You should also work with your distributors and retailers to obtain reports of any tell-tale signs of counterfeiting, such as defective products.

Make sure your consumers are informed.

     Develop ways for consumers to know they are buying your product. This may be as simple as posting a list of authorized retailers of your products on your website and notifying consumers that if they buy somewhere else they aren’t going to receive the genuine product. Additionally, you can utilize unique product coding, blockchain-based solutions or genetic markers for tracing. You can also incorporate hard-to-replicate holograms into your packaging.

Consult with your attorney.

     For particular products that are in compliance with the Controlled Substances Act and other relevant laws, work with your attorney to ensure these products are protected by U.S. Customs and Border Protection. In April 2019, Customs and Border Protection seized more than 1,000 counterfeit Juul pods on their way from China to Delaware.

Adopt a proactive stance.

     Enforcing your intellectual property rights in court may be the reactive step you take when you discover counterfeiting, but you could be taking proactive steps to prevent the counterfeiting before it starts -- steps like registering your patents, trademarks and copyrights; setting up vigilance watches and securing confidentiality agreements that protect your trade secrets. 

Without proper protections in the form of patents, trade secrets, trademarks and copyrights, enforcing your rights can become much more difficult and complicated. Counterfeiting is an illicit act of opportunity, and the more challenging you make that opportunity for a would-be counterfeiter, the less likely your products are to be coopied -- and the more tools you'll probably have at your disposal. 

Thursday, August 1, 2019

What Is Invoice Factoring?


   Find out how to secure money with invoice factoring


   Is your business in need of some immediate capital? If so, you might want to explore invoice factoring.

   Invoice factoring, also referred to as accounts receivable factoring, describes a form of asset-based lending (ABL) that uses a business’ accounts receivable as collateral. With invoice factoring, a business converts accounts receivable (invoices) due within the last 90 days into immediate cash by selling them to a third party (called a factor).

Invoice Factoring At A Glance:

- Borrow $100-$100,000 per month
- 2-7 business days to apply
- 1-3 business days to receive funding
- Invoices must be payable within 90 days and free of liens
- Advance invoices by 80%-90%
- Pay fees to the factor (as low as 0.5% of the invoice, depending on the factor)
How Does Invoice Factoring Work?

Step 1: Your business invoices a client with payment terms of 30-90 days.

Once you have provided the product or service to your customer, issue an invoice that requires payment within the next 90 days.

Step 2: Next, your business will sell the invoice to a factor.

You will need to find a factor, submit an application, and sell the invoice. To apply, you will need to provide personal and business information, accounts receivable aging report, accounts payable aging report, tax returns, and corporate paperwork.

During the application process, the factor will assess whether your business qualifies. Usually, the factor will accept a company that has been in business for at least 2 years and doesn’t have any serious legal or tax problems. If approved, you will sign an agreement with the factor to establish the initial borrowed amount. The factor will determine the advance based on the size of the transaction, your industry, and other risk parameters.

Step 3: The factor advances a percentage of the invoice.

Next, the factor will advance a percentage of the factored invoice, generally around 80%. The factor may also send a “notice of assignment” to the client who will pay the invoice.

Step 4: The invoice is due

Once the invoice is due, the client will pay the factor rather than paying your business.

Step 5: The factor transfers the remaining 20% of the invoice to your business, minus fees.

After the client has paid the factor, the factor will send the rest of the remaining invoice amount, known as the reserve amount. They will subtract any fees, sometimes as low as 0.5% of the total invoice, depending on the factor.

Benefits of Invoice Factoring

To get quick cash: Invoice factoring provides an easy and immediate cash source to cover expenses. Other financing options can take as long as 30, 60, 90 days, or more to complete.

Avoids more debt: Invoice factoring gives businesses the option to get extra funding without having to take out more debt.

Less of a credit risk: Invoice factoring has less of a credit risk than other business financing options. It relies on the creditworthiness of the customer, not your own business. Even businesses that don’t have the best credit can still qualify.

Conclusion

Invoice factoring helps businesses secure money quickly by selling unpaid customer invoices to cover expenses. As long as the customer pays the invoice on time, factoring represents a more affordable short term financing option than other alternatives.

Wednesday, July 31, 2019

What Are Angel Investors?


Find out about angel investors for startups and small businesses


If your startup or small business is in need of funding, angel investors might be able to help.

But, who are these angel investors and why would they give your business money? If you’re curious to find out more, this article will give you some information about angel investors, what they are, how they can help, and, what are some of the pros and cons.

What Are Angel Investors?

Angel investors are people who invest in businesses and can offer you funds, often in exchange for ownership or stake in your company. As such, if you have a company that is in its infancy, an angel investor could invest between $25,000-50,000 to help you with costs. Moreover, an angel investor can be a good alternative for new business owners who don’t yet qualify for a business loan.

How Can They Help Small Businesses?

As mentioned, angel investors can help you grow your business by providing you with funding. Often, these individuals are also well-connected to other investors and relevant marketers and can even help you develop a strategy and get your product some much-needed publicity. Once they help you, they too have a vested interest in your business’ success.

How Do they Differ from Business Loans?

There are several ways in which business loans are different from angel investors. For example, angel investors bring experience along with the money, while a lender will simply provide funding and leave you alone (provided you pay on time of course).

Furthermore, they differ in terms of repayment structure as angel investors will often require a part of your company in exchange for the funding, while a business loan simply charges you interest. Business loans are also more regulated and will have minimum and maximum APRs and term lengths.

Pros and Cons

A big advantage of angel investments over traditional business loans is often the amount of financing you can receive. The maximum loan amount from business lenders like Lendio and BlueVine is $5,000,000, and while that is certainly no small amount, very few businesses will be eligible for that loan. Investors are able to offer amounts even higher than that, which can mean more employees, better equipment, a larger advertising budget, and more.

On the down side, if you use an angel investor, you can lose full control of your business. This happens because an investor who you may not know or necessarily trust is now a part owner of the company. When before you had complete control over any business decisions, you now have given up much of that control in exchange for the funds.

Final Thoughts

Landing an angel investor or investor of any kind can be a huge step in the right direction for any business. In addition to the instant funding, you’ll have access to a wealth of resources you may have never dreamed possible. However, giving up stake in your company is no small matter and you should be sure to explore all your options before deciding which route to take.